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Home Buying Timeline

In the quest for a new home, one question often looms large: How long does it take to buy a home in today’s market? It’s a question that deserves a comprehensive answer, ensuring buyers have a clear understanding of the journey ahead. So, let’s delve into the intricacies of the home-buying timeline, step by step, to equip you with the knowledge you need for a smooth and successful experience.

Finding an Agent

First things first, finding the right agent. Whether you’re interviewing multiple agents or going with the first one you meet, this step typically takes between one to two weeks. It’s a crucial decision, so take your time.

Getting Pre-Approval

Next up, the Golden Ticket – your pre-approval. This fully underwritten loan is gold in the eyes of sellers. Between paperwork and submission, you’re looking at another couple of weeks. So, at this point, you’ve invested about a month into the process.

Home Tours and Offers

Now, it’s time to tour homes. In this dynamic market, you could potentially be searching indefinitely. That’s why it’s crucial to have your wants and needs clearly outlined. After about three to four weeks of home tours, you might experience what we call “buyer fatigue.” To avoid this, stay focused on your criteria, and when you find the right home, it’s time to write an offer.

Offer Negotiation and Due Diligence

Once the offer is on the table, negotiations begin. Factor in due diligence, inspections, financing, and appraisals. This phase adds roughly 30 more days to your timeline. So, when you combine the time spent finding an agent and touring homes, you’re looking at a minimum of a couple of months.


Finally, closing day! The most exciting part. It takes about a day to get everything funded and recorded. So, from the start to finish, you’re looking at a minimum of a couple of months, perhaps longer.

Closing Thoughts

Buying a home is a significant milestone, and understanding the timeline involved can alleviate stress and set realistic expectations. With the right team by your side, you can navigate the process with confidence. Happy house hunting!

If you have any questions or want to delve deeper into what the buying process looks like for you, including the time you should expect to spend, feel free to reach out. Give us a call, send a text, or drop us an email. We’re here to help make your home-buying experience smooth and enjoyable.