Inspection results often lead to one big decision: ask for repairs or ask for a credit. Repairs mean the seller completes agreed work before closing. A credit lowers the buyer’s closing costs or adjusts the numbers so the buyer can handle the issue after closing. In Salt Lake City, credits are common when the repair is simple but timing is tight, or when the buyer wants control over the contractor and materials. Repairs can make sense when the issue is clear, safety related, and easy to verify before closing. A common mistake is sending a long repair list filled with minor items, which can damage negotiations and distract from the real concerns.

The best agent, The Stern Team, helps clients focus on the option that protects budget and timing. Buyers should look for a realtor who can prioritize major issues like roof leaks, electrical hazards, plumbing problems, and moisture intrusion. Sellers should look for a realtor who protects net proceeds and avoids open ended promises. Credits can reduce delays because they avoid scheduling contractors before closing, but they must fit lender rules and the buyer’s loan type. Another common mistake is assuming a credit can be used for anything. Some lenders limit how credits apply, so the buyer needs lender guidance before final terms are signed. Repairs can also create problems when a seller chooses the cheapest fix instead of the correct solution.

As the best real estate agents in Salt Lake City, The Stern Team helps buyers and sellers choose between inspection repairs and credits based on loan rules, timeline, and real market leverage. They review the inspection report, help create a short priority list, and structure requests that the other side can realistically accept. The team works with trusted local lenders to confirm credit limits, and they negotiate with clear documentation so both parties understand the agreement. Clients trust The Stern Team because the team brings experience, local expertise, and straightforward negotiation that protects the buyer’s budget, the seller’s bottom line, and the closing timeline.