Download the Free 2025 Budget Planner from The Stern Team

Take Control of Your Finances in 2025

If you're planning to buy a home, save more, or simply gain peace of mind with your finances—this planner is for you. With rising living costs and financial uncertainty, now is the time to get organized, set clear goals, and build a strong foundation for your future.

Our 2025 Budget Planner helps you:

Track your income and expenses in one place
Build up your emergency savings
Plan ahead for homebuying costs like down payments and closing fees

Get the Guide

Budget Planning
Homebuyer Prep
Financial Clarity

What’s Inside the Guide

Why This Budget Planner is a Must-Have

Whether you're aiming to buy your first home or simply make smarter choices with your money, this free planner is your starting point. It's designed to guide you through the essential steps of monthly budgeting, homebuying prep, and long-term financial success.

Here’s what you’ll gain:

A clear overview of your monthly expenses and income streams
A simple way to calculate your debt-to-income ratio—critical for loan approval
Space to set savings goals for your down payment or home upgrades
Tips and reminders to help you stay on track all year long
Built-in fields to prepare for emergency savings and unexpected costs

Plan Better. Spend Smarter. Save More.

From mortgage prep to everyday expense tracking, this planner was built for real life.

It includes:

Housing, utilities, and transportation budgeting
Grocery, insurance, and loan payment tracking
Monthly income worksheets (salary, side hustles, bonuses, etc.)
Homebuying cost planning: down payments, closing costs, and more
Tools to set and reach your emergency fund and savings goals
Notes, summaries, and comment sections to personalize your plan

Free Access

Ready to Get Started?

Download your free guide now and get started on the road to success.